Financing Options in the Lehigh Valley
At Family Heating, Cooling, Plumbing & Sewer, we make it easy for homeowners in the entire Lehigh Valley to upgrade their comfort with affordable HVAC financing. Whether you’re replacing a furnace, AC unit, heat pump, or ductless mini split, we have financing plans designed to fit every budget and every credit profile.
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Fast, Easy HVAC Financing Approval
Whether you need a new furnace, AC system, heat pump, mini split, or water heater, our team will help you choose the best financing option
60 Months, 0% APR HVAC Financing
Our most popular plan — perfect for new HVAC system installations or major repairs. 0% financing for up to 60 months allows you to:
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Spread the cost of a new furnace, air conditioner, heat pump, or ductless system
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Pay no interest
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Enjoy low monthly payments
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Upgrade to high-efficiency equipment without the upfront burden
This is one of the best HVAC financing options available in the Lehigh Valley.
Long-Term HVAC Financing at 7.99% APR
Need the lowest monthly payment possible?
We offer extended-term financing including 96-month, 120-month, and 180-month plans at a competitive 7.99% APR.
Ideal for homeowners who want:
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More time to pay
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Predictable monthly payments
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Easier budgeting for high-efficiency systems
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Affordable furnace, AC, or heat pump replacement
This is a great option for larger projects or full system upgrades.
Lease-to-Own HVAC Financing (Lower Credit Friendly)
If you’re concerned about credit, we offer lease-to-own HVAC financing with:
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Lower credit requirements
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High approval rates
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Fast application process
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No large upfront payment
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Affordable monthly options
Perfect for customers who need reliable heating or cooling immediately but may not qualify for traditional HVAC loans.
