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Financing Options in the Lehigh Valley

At Family Heating, Cooling, Plumbing & Sewer, we make it easy for homeowners in the entire Lehigh Valley to upgrade their comfort with affordable HVAC financing. Whether you’re replacing a furnace, AC unit, heat pump, or ductless mini split, we have financing plans designed to fit every budget and every credit profile.

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Fast, Easy HVAC Financing Approval

Whether you need a new furnace, AC system, heat pump, mini split, or water heater, our team will help you choose the best financing option

60 Months, 0% APR HVAC Financing

Our most popular plan — perfect for new HVAC system installations or major repairs. 0% financing for up to 60 months allows you to:

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  • Spread the cost of a new furnace, air conditioner, heat pump, or ductless system

  • Pay no interest

  • Enjoy low monthly payments

  • Upgrade to high-efficiency equipment without the upfront burden

 

This is one of the best HVAC financing options available in the Lehigh Valley.

Long-Term HVAC Financing at 7.99% APR

Need the lowest monthly payment possible?

 

We offer extended-term financing including 96-month, 120-month, and 180-month plans at a competitive 7.99% APR.

 

Ideal for homeowners who want:

  • More time to pay

  • Predictable monthly payments

  • Easier budgeting for high-efficiency systems

  • Affordable furnace, AC, or heat pump replacement

 

This is a great option for larger projects or full system upgrades.

Lease-to-Own HVAC Financing (Lower Credit Friendly)

If you’re concerned about credit, we offer lease-to-own HVAC financing with:

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  • Lower credit requirements

  • High approval rates

  • Fast application process

  • No large upfront payment

  • Affordable monthly options

 

Perfect for customers who need reliable heating or cooling immediately but may not qualify for traditional HVAC loans.

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If your last service was more than 6 months ago, you are due.

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Our Contractors Install, Repair, & Maintain a Variety of HVAC Heating & Cooling Systems Including Air Conditioning Units, Ductless Mini Splits, Heat Pumps, Oil Heaters, Gas Heaters, Electric Heaters, Auxiliary Heaters, Furnaces, Boilers, Thermostats, UV Light Air Purifiers, Air Filters, Humidifiers, Dehumidifiers, Water Heaters, & More. Additionally, We Also Offer Ductwork Cleaning In Addition to Water Conditioning, Sewer Repair, Trenching, Jetting, Well Pump Repairs, Sump Pump Replacement, & Other Professional Plumbing Services. Our Crew Even Offers 24/7 Emergency Services!

 

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